Eliminating Debt Without Making Payments
Chapter 7 bankruptcy enables many individuals to eliminate their debt and keep what they own without having to make payments. However, it is essential to have a competent and experienced practitioner guide you through the process.
25 Years in Bankruptcy Law
I am Knoxville attorney C. Edwin Shoemaker. I have practiced bankruptcy law for more than 27 years and have helped many individuals keep their property and eliminate their debts. As your lawyer, I will explain and guide you through each step of the bankruptcy process and help you take advantage of the state and federal exemptions that can permit you to keep important personal possessions such as your home, car, furniture, bank accounts and trade and business assets. Contact me online or call 865-686-5104 or 877-771-1980 to receive a free initial telephone consultation.
Understanding the Benefits of Chapter 7 Bankruptcy
Chapter 7 bankruptcy protects you, your income and your property from your creditors in four important ways:
(1) the automatic stay, (2) exemption laws, and (3) the discharge, and (4) the reaffirmation of car or home loans.
The automatic stay immediately prohibits your creditors from contacting you and allows you to put a stop to creditor harassment, lawsuits, wage garnishments, bank levies, judgments and judgment liens. Exemption laws permit you to keep and protect from your creditors important and essential assets protected by state and federal law. The discharge permanently eliminates and relieves you from your unsecured debt. You may keep and continue to pay on secured debt such as your home, car, or other consumer items by reaffirming that debt with your secured creditor. I will help you fully understand both the benefits and any risks of filing for Chapter 7 bankruptcy relief and offer you and an informed choice for your financial future.
Broad Expertise and Experience in Hundreds of Successful Cases
During my career, I have been fortunate to have the opportunity to experience bankruptcy law from a valuable variety of perspectives, including service both as a law clerk to a federal bankruptcy judge and as a Chapter 7 bankruptcy trustee. In my present practice I have represented hundreds of local individuals and small businesses in successful bankruptcy proceedings.
Contact the Office of C. Edwin Shoemaker, Attorney at Law
To arrange a free phone consultation with an experienced Knoxville bankruptcy exemptions attorney, contact me by e-mail or call my office at 865-686-5104 or toll free at 877-771-1980. Appointments are available weekdays between 8:30 a.m. and 5 p.m. You can leave a voice mail 24 hours a day, seven days a week.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.