Medical Debt Relief Attorney for Knox and Surrounding Counties
If you have accumulated overwhelming credit card debt, or have substantial medical bills that you can't pay, you may want to consider a personal bankruptcy filing as a way to get a fresh financial start. You need and deserve an experienced lawyer to help you completely understand your options, to guide you through the process, and to obtain the relief you expect.
At the office of C. Edwin Shoemaker, Attorney at Law, I have provided sound and effective bankruptcy counsel to people in Tennessee for more than 25 years. I am a former Chapter 7 bankruptcy trustee, and I also served as a judicial clerk in the federal bankruptcy court. I know the law, the process and the right steps to take to get the relief you seek.
Get Relief From Credit Card Debt and Medical Bills
Credit card debt and medical expenses are unsecured obligations, with no collateral attached to them. You can eliminate this type of debt through either a Chapter 7 or a Chapter 13 bankruptcy filing. In a Chapter 7 proceeding, you are allowed to permanently rid yourself of these and other similar debts without making any payments on them, and you keep important and essential protected assets such as household goods, retirement accounts, vehicles, bank accounts, etc. The vast majority of individuals needing bankruptcy relief will qualify for Chapter 7 protection under the income guidelines known as the "Means Test". If you do not qualify, or if you have more assets than you are permitted to keep under Chapter 7, you may choose Chapter 13 relief. In Chapter 13 you will pay at least some portion, but not necessarily all, of your unsecured debt.
When you want to permanently discharge credit card debts or medical expenses under Chapter 7, I will help you understand what property you can keep and how you can keep it. If you seek to restructure your debts under Chapter 13, I can help you put determine if a Chapter 13 repayment plan is necessary, appropriate, and affordable.
Contact the Office of C. Edwin Shoemaker, Attorney at Law
To arrange a private meeting with an experienced Knoxville credit card debt relief attorney, contact me online or call my office at 865-686-5104 or toll free at 877-771-1980. Appointments can be scheduled for Monday through Friday, between 8:30 a.m. and 5 p.m., and evenings upon request. You can leave a voice mail at any time. I offer a free initial phone consultation.
The law firm of C. Edwin Shoemaker, Attorney is a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.